Draft note · Payment plans
Phase 2 payment plans at Manchester City Yas Residences by Ohana
A plain reading of the three plans on the official project site, with dates, and a warning about older figures that still appear on portals.
Short answer
Phase 2 of Manchester City Yas Residences by Ohana has three official plans: 35/65 for non-UAE nationals, 30/70 for UAE nationals, and 25/75 for a larger early payment. Payments run from SPA signing through 15 July 2029, with the balance due on completion. Confirm the live schedule with the developer.
Availability caution. Ohana’s official news dated 28 October 2026 said all Phase 2 townhouses and duplexes were sold out. I have not independently verified remaining inventory as of 10 November 2026. A payment plan is not the same thing as a unit being available.
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What plans does the official site actually list?
The official project site for Manchester City Yas Residences by Ohana — also searched as Ohana Manchester — lists three payment plans: 35/65 for non-UAE nationals, 30/70 for UAE nationals, and 25/75 as a larger early-payment option. Official news on 28 October 2026 restates 30/70 for UAE nationals and 35/65 for other nationalities. I may sell units in the project as a broker at Naas Properties LLC where I am authorised to do so; I am not Ohana’s partner.
How are the instalments dated?
The official 35/65 calendar is specific. After 5% on SPA signing, further 5% instalments fall on 15 February 2027, 15 July 2027, 15 January 2028, 15 July 2028, 15 January 2029 and 15 July 2029, with 65% due on completion. The 30/70 plan follows the same idea — a 5% start, instalments during construction, and a larger amount at the end, in that case 70%. The 25/75 option is more front-loaded at the start: 10% on the SPA, 15% on 15 February 2027, and 75% on completion.
Phase 2 plans as shown on the official project site
| Plan | Who it is for, as labelled | Early payments | On completion |
|---|
| 35/65 | Non-UAE nationals | 5% on SPA signing, then 5% on 15 Feb 2027, 15 Jul 2027, 15 Jan 2028, 15 Jul 2028, 15 Jan 2029 and 15 Jul 2029 | 65% |
| 30/70 | UAE nationals | 5% on SPA signing, then 5% instalments during construction (confirm the calendar in the SPA) | 70% |
| 25/75 | Labelled as the full down-payment option | 10% on SPA signing, 15% on 15 February 2027 | 75% |
What about handover, and why do some sites disagree?
Official Ohana news describes phased delivery or completion by 2029, which lines up with a last listed instalment of 15 July 2029 and a balance on completion. Unofficial pages have used Q3 2030. Until a unit-level document settles that, I will describe the conflict rather than pick a date for you.
Should I trust payment plans copied onto portals?
Not without a check. Property Finder pages for this community have shown a 5/45/50 plan on one project URL and a 5/30/65 summary on a Phase 2 URL. Some broker articles discuss a 50/50 option that may belong to an earlier release. If a plan is not on the official site or in your SPA, treat it as unverified.
Questions people ask
What is the 35/65 plan?
On the official project site this is the plan for non-UAE nationals. It starts with 5% on signing the sale and purchase agreement (SPA), then 5% on each of 15 February 2027, 15 July 2027, 15 January 2028, 15 July 2028, 15 January 2029 and 15 July 2029, with 65% due on completion. Official Phase 2 sales news dated 28 October 2026 also describes 35/65 for nationalities other than UAE nationals.
What is the 30/70 plan for UAE nationals?
The official site lists 30/70 for UAE nationals: 5% on SPA signing, then 5% instalments during construction, and 70% on completion. The same 28 October 2026 Ohana announcement confirms 30/70 for UAE nationals. Always check the instalment calendar printed in your own SPA.
What is the 25/75 plan?
The official site labels this the full down-payment option: 10% on SPA signing, 15% on 15 February 2027, and 75% on completion. Some broker pages mention a rebate on this option. I did not see a rebate stated on the official project page I reviewed, so I am not publishing one here.
When is the final payment due, and when is handover?
The official schedule lists the last construction instalments on 15 July 2029, with the remaining balance due on completion. Official Ohana news refers to phased delivery or completion by 2029. Some unofficial websites say Q3 2030. I will not treat a single month as settled until the developer confirms it for a given unit.
Why do some Property Finder pages show 5/45/50 or other plans?
Portal pages for this project have shown older or mixed plans, including 5/45/50 and, on some broker explainers, 50/50. Those may relate to an earlier phase or to stale data. They should not be used in place of the Phase 2 plans published on the official site, unless the developer confirms they still apply.
Can I still buy a Phase 2 townhouse or duplex on these plans?
Not on the basis of the last official sales update I have. Ohana said on 28 October 2026 that all Phase 2 townhouses and duplexes were sold out, after 92% of the 619-unit phase sold in under 48 hours. Remaining villa availability was not independently verified as of 10 November 2026. Ask for a current confirmation.
Facts checked: 10 November 2026 (Asia/Dubai). See the sources listed on this page where a figure is given.